Ghana Guide: Property

Buying property isn't easy anywhere, but it gets even more complicated if you have to deal with an unknown property market and legal restrictions of a foreign country. Read our property guide to get a good start – and to avoid mistakes you might later regret.

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  Introduction

  The housing market in Ghana

  The Ghanaian economy rose 14% in 2011 due to growth in the construction and oil industries. This buoyancy is driving the demand for housing within the country and the government is working hard to attract foreign investment in the property market.

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  Looking for a house in Ghana

  Regions and sources

  If you are intent on buying property in Ghana then you must make sure you have fully researched the property history and the area you intend to buy in.

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  Buying land in Ghana

  Can an expat own land?

  Land in Ghana belongs to tribes or the government, depending on where you are in the country, the tribe will be different. Foreigners cannot own land outright but must lease it long-term.

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  Financial aspects

  Fees on property in Ghana

  Before you begin the process of buying property in Ghana make sure you are aware of all the costs involved to avoid a nasty surprise at the end. Always confirm, preferably in writing, who pays which fees.

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  Financing your purchase

  Mortgages in Ghana

  For a non-Ghanaian looking to buy property in Ghana it is advisable to secure a mortgage even before you begin your property search. This way you can avoid delays in the buying process once you have found the perfect house.

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