Credit report crossing the US/Canadian border

• I declared bankruptcy in the USA about 3 years ago and I got an offer to move to Canada. I want to know if I can have a fresh start in the banking system in this country

  12 Jan 2006, 10:33 Anonymous

Replies

• credit references do not cross borders

  the "good" news is that credit references do not cross borders, however you truly need to start from scratch

  Anonymous 15 Jan 2006, 12:54 - Report

• Actually, credit references do cross boarders

  We're moving from Washington to British Columbia. Our mortgage broker in BC, knowing we're from the US, specifically asked for our social security numbers in order to check our credit scores. With no credit record in Canada it would be very difficult to get a mortgage, but they're able to access foreign records to evaluate their risk level. If you've got a bad record abroad expect it to follow you to Canada.

  Anonymous 26 Jul 2007, 09:13 - Report